IBM Sales Mastery M2020-620 Questions & Answers

• Question 1:

  What is Market Risk?

  A. It helps banks to move beyond risk management silos.

  B. It is a measure of the potential for lower market values resulting in a fall ofthe value of assets held.

  C. It is the possibility that a borrower may not repay a loan.

  D. It is the manner of oversight and supervision of financial institutions.

  Correct Answer: B

• Question 2:

  What are two of the key weighted assessment criteria used to assess the industry solution in the Chartis 2011 RiskTech100?study of the top technology companies active in the risk management market?

  A. Market presence and organizational strength

  B. Data handling and processing speed

  C. Organizational strength and data handling

  D. Processing speed and market presence

  Correct Answer: A

  Reference:http://chartis-research.com/files/RiskTech100-2011-FullReport_RR1120.pdf(page 6, see success factors)

• Question 3:

  To create better business outcomes, Smarter Analytics helps companies turn data into information and information into _______?

  A. Intellect

  B. Intelligence

  C. Insight

  D. Interest

  Correct Answer: C

  Reference:http://public.dhe.ibm.com/common/ssi/ecm/en/ytm03006usen/YTM03006USEN.PDF(p age 3, first para, first sentence)

• Question 4:

  Which Risk Analytics solution focuses on helping companies deliver Governance, Risk and Compliance (GRC)?

  A. Algo Liquidity

  B. OpenPages

  C. Algo Financial Modeler

  D. Algo One

  Correct Answer: B

  Reference:http://www-01.ibm.com/software/analytics/rte/an/risk-compliance/index.html(read the entire page)

• Question 5:

  According to independent studies, what measure has IBM used to validate to the market the value of adopting Smarter Analytics solutions?

  A. That companies increase their volumes of data.

  B. That companies create bigger networks.

  C. That companies out perform their competitors.

  D. That companies are able to tie their performance to the average in their industry.

  Correct Answer: C

• Question 6:

  Clients using Smarter Analytics are able to transition data into better business decisions to drive better outcomes.

  How does IBM Business Analytics summarize the process to drive better outcomes from data?

  A. Align - Anticipate - Act

  B. Aim - Allow - Authorize

  C. Automate - Animate - Actuate

  D. Anticipate - Automate - Authorize

  Correct Answer: A

  Reference:https://www-304.ibm.com/connections/blogs/bcde08b8-816c-42a8-aa37- 5f1ce02470a9/entry/ march_22_2012_11_16_am34?lang=en_us(First three bullets on the page)

• Question 7:

  Based on feedback from IBM clients on the shifting landscape, which of the following is a spending priority?

  A. Accelerate risk management while meeting regulatory requirements.

  B. Reduce the cost of new systems acquisitions.

  C. Increase appointment of Risk Management head count.

  D. Improve Algorithmic trading platforms.

  Correct Answer: C

  Reference:http://www.ibmbigdatahub.com/blog/analytics-banking-services(risk analytics, first para)

• Question 8:

  How does IBM describe the benefits of horizontal integration?

  A. Better integration of data elements cross the business

  B. Elimination of silos and enablement of a comprehensive view of risks

  C. Better granularity of risk measures in the middle office

  D. Improvements of measure of credit risk from front to back of the enterprise

  Correct Answer: A

  Reference:http://www.ibm.com/investor/events/investor0512/presentation/04_Enterprise_Producti vity.pdf (slide 6and7)

• Question 9:

  What is a key feature of the Algo Strategic Business Planning solution?

  A. Comprehensive views of the bank's risk/return status

  B. Effective taxation calculations

  C. Credit Life Cycle Management

  D. Strategic Market Analysis

  Correct Answer: A

  Reference:http://www.bobsguide.com/guide/news/2011/Mar/24/algorithmics-launches-algo- strategic-business-planning.html(second para)

• Question 10:

  How does IBM describe the scope of the IBM Risk Analytics solution set?

  A. Provides a comprehensive risk management process for each vertical.

  B. Provides effective line of business risk management.

  C. Creates an enterprise risk management framework across the entire IT infrastructure.

  D. Optimizes enterprise risk management through a comprehensive horizontal and vertical risk integration strategy.

  Correct Answer: C